Guaranteed Cost Insurance Programs
GRIP believes most Public Entities are best served by true transfer of risk through standard insurance (as compared to Pools, risk retention groups, self-funding schemes, etc.) Costs are then fixed within current budgets and taxpayer dollars are not subject to future assessments or contingent liabilities.
Southern Public Entities
In states with a traditional conservative court system the runaway judgments found elsewhere are not as prevalent. We see no need for our Southern local governments to subsidize losses on the West Coast, Eastern Seaboard, or Industrial Midwest.
Independent Agency System
GRIP is an independent insurance agency working in partnership with local independent agents in their communities. Dedicated to the independent agency system, we believe our Public Entity clients deserve the professional care and services only their local agent can provide.